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What is the Cost of Living in Canada?


Travelling or relocating to a new city or country is quite exciting. However, one thing everyone needs to know before planning to relocate or travel is the cost of living in that particular place. The cost of living in Canada would depend on several factors. If you are relocating from a West European country, you would find Canada cheaper than your own country. However, if you are shifting from some other place like Asia or Africa, you would find Canada life to be pricey.

One of the important factors that would determine your cost of living in Canada is the city you choose to stay at. Although Toronto is the capital of Canada, the cost of living in Vancouver is higher as compared to the capital. Moreover, the cost of living in cities like Montreal, Calgary, Edmonton, etc. also varies. Apart from this, your lifestyle also plays a major role when it comes to deciding your monthly expenses. If you are planning to shift to Canada anytime in the near future, we would help you to get an idea about the expenses that await you in this amazing country in North American continent.


When it comes to settling in a new place, the first thing that would come to your mind is housing. Of course, you need a roof over your head. Your choice of location would definitely depend on the location of your office or maybe college or university. If you choose a house in the main city, it would be more expensive than an apartment, while a home in a smaller town would be cheaper than getting one in the city. However, in the latter case, you would have to spend time commuting from your home to the city everyday for work.

Renting a one or two bedroom apartment in Canada can be anywhere between 850 and 1800 Canadian dollars, depending on the city you are in. However, if you choose to rent a place away from the city, you can rent a similar apartment at 750 to 1000 Canadian dollars. However, if you are relocating with your entire family, you would need a bigger house. You can get a three-bedroom apartment in the city between 1700 and 2500 Canadian dollars. On the other hand, a similar apartment outside the city would be between 1200 and 1800 Canadian dollars. However, the exact price would entirely depend on the city you choose to live in. Moreover, the cost would also differ depending on whether the place is furnished or unfurnished.

2.Food and Essentials

Food and clothing are essentials that come after housing requirements. The cost of food in Canada is cheaper than Western European countries. However, if you are not from that part of the world, you may find Canada to be expensive when it comes to food. Food and other household essentials would cost you around 300 to 500 Canadian dollars every month. However, if you eat our regularly, the prices would definitely be higher than this. While a meal at an average, inexpensive restaurant would cost you somewhere around 15 dollars, a meal for two at a mi-range restaurant can cost anywhere around 65 dollars. While alcohol is available at 5-6 dollars, cigarettes are expensive as heavy prices are levied on them.

Apart from the food expenses, you also have to know about the expenses of the basic utilities like heating, electricity, water, garbage, etc. All these expenses would come around 140 dollars every month. When it comes to clothing, branded clothes would cost you more. However, you can choose to buy cheaper clothes imported from China. Nevertheless, winter is quite severe in Canada, and you would see yourself spending a little more on winter wear during the season.


Education in Canada’s public schools is free for citizens and permanent residents. The quality of education is quite high in public schools and they are considered good. However, if you do not have a resident visa or work permit in Canada, you would have to apply for a study permit for your children and also pay fees which are as high as fees in private schools. In terms of higher education, fees at the universities of Canada are comparatively cheaper.


When it comes to health expenses, all citizens as well as permanent residents are entitled to health insurance. Expats can get public health insurance; however, this may take a little time. Meanwhile, you can get a private health insurance that covers costs of prescription drugs, private hospital rooms, dental, prescription glasses, ambulance services, etc. The private health insurance lasts for three months.

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The major factors that would influence your cost of living and life in Canada are your location and lifestyle. If you do not have a job in Canada while visiting or relocating the place, you would have to show your financial status during the Canada tourist visa application process. This is to ensure that you have enough money to survive in the city during your stay or till you find a job.

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